Terms of Service

1. Acceptance of Terms

By using mortgagefreedate.co.uk, you agree to these Terms of Service. If you do not agree, please do not use the site.

2. Use of Calculator

Our mortgage calculator is provided for informational purposes only. The calculator:

• Provides estimates based on the information you enter
• Does not constitute financial advice
• Should not be relied upon for making financial decisions
• May not reflect your actual mortgage terms

3. Not Financial Advice

We are not financial advisers. Always seek professional advice from a qualified FCA-regulated mortgage adviser before making any financial decisions about mortgages, overpayments, or property purchases.

4. Accuracy Disclaimer

While we strive for accuracy, we cannot guarantee that:

• Calculations will be completely accurate
• Results match your actual mortgage terms
• All fees and charges are included

Always verify calculations with your mortgage lender.

5. Limitation of Liability

MortgageFreeDate and its owners shall not be liable for any damages arising from use of this calculator, including financial losses or decisions made based on calculator results.

6. Important Mortgage Considerations

Our calculator does not account for:

• Early Repayment Charges (ERCs)
• Variable interest rates
• Payment holidays
• Arrangement fees
• Insurance costs
• Remortgaging costs

7. Privacy and Cookies

Your use of this site is also governed by our Privacy Policy and Cookie Policy.

8. Changes to Terms

We may update these Terms at any time. Continued use of the site constitutes acceptance of any changes.

9. Governing Law

These Terms are governed by the laws of England and Wales.

10. Contact Us

Email: contact@mortgagefreedate.co.uk
Website: mortgagefreedate.co.uk